Finance Your Way Into Better Payments with Quesnel Toyota

Are you vehicle payments getting you down? With changes in the market, interest rates, and vehicle prices, it’s possible that you could get into a newer, or simply new-to-you used vehicle at a lower price than what your current vehicle is costing you. From leasing to financing, learn how to lower your payments with Quesnel Toyota.

Finance Payments for Everyone

When most people purchase a car, they don’t have the full purchase price on hand in cash to buy the vehicle outright. On top of that, if you’re smart with your investments it makes sense to finance a vehicle rather than part with your cold hard cash. Simply put, financing is a smart way to get into a vehicle.

Everyone has different vehicle requirements and expectations based on their family’s needs. With Toyota, we take this into consideration. We have Toyota-specialized leasing programs that are available exclusively through Toyota. This, combined with national offers and Quesnel-only discounts means that you’ll be walking away with low payments at the best rate available to you. Some of the perks available when leasing with Toyota include:

• Flexible terms

• Competitive interest rates

• Simple interest financing

• Quality vehicles
   

Our offers change monthly, with unique deals on different vehicles and with different promotional rates. Our finance department is full of unique resources to get you started and ready to submit your online finance application. We take into account your current financial status and set you up with a loan that’s affordable for your lifestyle.

How Financing Works

When you apply for vehicle financing online, you’re on the right track. Submitting an online finance application is the first step. We then source you a loan at an acceptable monthly payment and interest rate; it’s based on your available income and credit history. Typically, the better your credit score and rating, the better the rates that are available, such as our promotional rates.

We also offer loans for folks with bad credit, no credit, or unique credit situations. It doesn’t matter where you’re located—we can set you up with a car loan anywhere in Canada! Once you’re approved, simply make your monthly (or bi-weekly) payments on time and in full! It’ll help you keep or build a great credit score and make you feel like a million bucks as you drive around BC!

Leasing Options

Leasing can also be a great way to have your own vehicle and to lower your payments. If you’re not in the area for long, are a student or temporary resident of the area while your regular car is elsewhere, leasing is a great option. With leasing, you’re able to set up a flexible plan with payments for different durations. Once your lease is up, simply return the keys and the car and your work is done!

If you’re the type of person that likes to have the latest and greatest in vehicle technology, leasing is a great way to keep up. Payments are similar to financing, but you’re not paying off the vehicle to own it. Once the lease is up (usually 3-5 years), you’re able to return the vehicle and set up a new lease on another vehicle that suits your fancy.

Visit our finance department to learn more about financing and leasing options with Quesnel Toyota. We’re able to get you into a new Toyota or used vehicle of almost any make and model with ease, so don’t be a stranger!